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9 November 2020

Why investing in your own home is more important than ever

The pandemic has been a period of reflection and realizations. During the last 100 days we have fought endlessly with a lethal virus and concerns of safe shelter. Owning a home of your own is now the biggest realization that has dawned upon us. It is not only a safe haven where relationships build but also your biggest investment and asset. Buying a home is perhaps the most critical decision in anyone’s life and requires a lot of analysis and speculation. And buying a home during or after the pandemic requires even more thought. Therefore, to ease your task, here are a few points that talks about why is it a good time to invest in real estate.

  1. Security and comfort for your family- Home is not only about four walls but it is more about the emotions that it houses. It is a safe haven for you and your loved ones. It is your biggest security and greatest asset. It is the only place which takes care of your family’s basic needs. 

  2. Real estate is now affordable than ever- According to various global reports, the level of residential property sales has risen due to the prominence of the affordable housing segment. This trend, is likely to be followed by the Indian real estate markets as the buying prices have fallen. Right now there are lots of deals which can be cashed upon by buyers. 

  3. Affordable home loans- The Reserve Bank of India’s (RBI) monetary policy decision to slash repo rates by 0.75 basis points (bps) has made home loans significantly attractive and affordable. This has presented potential home buyers with an opportunity that cannot be missed. The steep cut has brought interest rates on home loans to their lowest in over a decade. The present interest rate stands between 7.20% and 8.05%.

  4. Avail a top-up loan- Use the savings resulting from a reduced equated monthly installment (EMI) to avail a top-up loan, which is also available at lower interest rates.

  5. Stock market is volatile, but real estate is stable- During the last few months there have been huge swings in the share market which makes it unpredictable. But with real estate, the graph has been steady and moving.

Keeping the overall scenario in mind, the mid-segment and affordable housing categories have now emerged as the most sought after deals for potential buyers. Thus, this is the most opportune time to invest in your own address. And to guide you with the best projects around Kolkata and Rajarhat, Primarc has got you covered. From lavish to mid segment properties, Primarc has offerings for everyone. So, go ahead, your dream home is just a click away. 

1 Comments

  1. Silvia Natalia

    4 September 2020

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    Reply

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